An Unbiased View of 債務舒緩債務重組分別 - 【iva-drp.top】

An Unbiased View of 債務舒緩債務重組分別 - 【iva-drp.top】

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人生路上，總有充滿各式各樣的挑戰與難關。萬一遇上周轉困難，陷入來自銀行及其他財務機構的債務泥沼，無力償還但不想走上破產之路的你，其實還有一個可行方案，助你以一個較低利息及可負擔方式來還清債務，這便是債務重組，或又稱為結餘轉戶方案。

An IVA have to be arrange by an experienced human being, termed an insolvency practitioner. The insolvency practitioner will demand expenses with the IVA.

Specific Employment could involve you to definitely declare an IVA to your employer. These include Work in finance, law, home and accountancy. In case you are Uncertain about regardless of whether you’ll want to disclose an IVA in your employer, it’s well worth:

If you have the cash to repay your debts, different financial debt repayment alternatives may be well worth looking at very first.

債務舒緩毋須經過任何法律程序，而是由欠款人及債主自行磋商新的還款方案，因此較為適合欠債額較低、或從事敏感工作的人士

不需要。我們只會收取債務重組費用，其餘如初步諮詢、初次會面都是免費的。我們明白債務人在財務上的壓力，因此我們盡可能為客戶提供實質而有用的幫助，協助客戶減省不必要的金錢浪費，讓他們將資源集中在解決債務困難上。

You may hope it to just take about six months to build an IVA. This is dependent upon how elaborate your circumstance is, how immediately you offer the required proof to your insolvency practitioner, and irrespective of whether any creditors desire to alter the phrases with the proposed plan. This can be according 債務重組 to the Personal debt Tips Foundation.

長者旅遊保險比�?新樓及二手樓收樓注意事項+驗樓清單 家居裝修保險需�?新手租樓注意事項

一按即到相關段落：債務重組邊間好？｜債務重組定義｜債務重組收費｜債務重組流程｜債務重組以外選擇

巿面上有不同種類公司提供債務重組服務，包括律師行、會計公司及專門處理債務重組等服務的公司，以下為數間提供債務重組服務的公司：

It may additionally suggest your creditors get usage of the remainder of your pension 債務重組邊間好 pot. You should get guidance from an independent financial adviser 債務重組邊間好 before using your pension to pay back debts.

破產令解除後，破產人將獲免除所有可證債項。但以下幾類債項不在免除範圍內，仍然可能被追討：

就業限制：不能從事特定職業，如律師、保險、地產和證券商或有限公司董事；

旅遊保險 家居保險 海外留學生保險計�?家傭保險 個人意外保險 寵物保險 危疾保險